It all started with three cats
A card that pays everywhere, even where yours won’t
Subscriptions, AI services, shopping and phone payments — from anywhere in the world. Issued in a couple of minutes.
Card currency — USD · 0.25% cashback · No monthly fee
Two cards for different needs
Pick the one you’ll use more often. Both are issued in a couple of minutes.
Online card
Subscriptions and online services
$9.99
One-time
ChatGPT
Claude
Spotify
Steam
App Store
3000 more- Subscriptions and one-off purchases
- AI tools and work services
- Meta and Google ads
- Top-up limit $2,500 / month
Apple Pay & Google Pay
Travel and in-store purchases
$19.99
One-time
Grab
Lazada
12GO
7 Eleven
1000 more- Pay by phone in stores
- Hotels, flights, car rental
- Online shopping
- Top-up limit $50,000 / month
Which one to choose?
Only need subscriptions, AI tools and ads — get the Online card. Want to pay by phone in cafes, taxis and stores — get the Apple Pay card.
I couldn’t pay to movemy three catsfrom Vladivostok to Thailand.Not a single card worked.So I had to make my own.
That’s how Flowbit started. Today 30,000 people use it
What you can pay for
Everything that usually gets declined when you’re abroad. More than 3000 services.
- ChatGPT
- Claude
- Netflix
- Spotify
- App Store
- Google Play
- Midjourney
- Booking
- Airbnb
- Steam
- YouTube Premium
- Meta Ads
- Google Ads
Apple Pay and Google Pay work
Tap your phone in cafes, taxis and stores. No more cash.
How to get a card
Four steps, all inside the app.
- 01
Open the app
Works in a browser and in Telegram. Nothing to download.
- 02
Choose a card
Online — for subscriptions and services. Apple Pay — for contactless payments.
- 03
Get verified
A quick identity check that takes a couple of minutes.
- 04
Top up and pay
Card details appear right after issue — number, expiry and CVV are copied in one tap.
Pricing and fees
No hidden fees. Pay once for the card — then just use it.
| Online | Apple Pay | |
|---|---|---|
| Card issue | $9.99 | $19.99 |
| Top-up | 4.5% | 4.5% |
| Card payment | $0.25 | $0.25 |
| Top-up limit | $2,500/mo | $50,000/mo |
| Max payment | $2,500 | $50,000 |
| Apple Pay / Google Pay | - | Included |
| 3000+ services | Included | Included |
| Referral program | Included | Included |
Card currency — USD, conversion is automatic.
What users say
30,000 people already pay with Flowbit.
Dmitry, designer
Phuket
“Paid for ChatGPT and Midjourney on the first try. Before that I spent half a year asking friends in Russia to pay for me.”
Anya, ads specialist
Bali
“I run Meta ads for three clients. The only card that doesn’t fail when I top up the ad account.”
Kirill
Vietnam
“Landed, added it to Apple Pay, now I pay by phone in taxis and 7-Eleven. I withdraw cash once a month.”
Marina
Tbilisi
“Booked a hotel on Booking and flights — went through without a hitch. That’s where it used to end.”
The product keeps growing
What’s new lately.
eSIM in the app
Local or global — choose the country, plan and duration.
More coins for top-ups
BTC, ETH, BNB, XRP, TRX, USDC and more.
FAQ
The service is over a year old and about 30,000 people use it. It grew out of the founder’s own problem, not an investor pitch. In our Telegram channel we openly post both updates and outages when they happen.
Yes — it’s a quick identity check right in the app. It takes a couple of minutes, and the card is issued right after.
The Online card works for subscriptions, services and online shopping. The Apple Pay card does all of that and can also be added to your phone — so you can pay offline. Its limits are higher: $50,000 a month versus $2,500.
Top-up — 4.5%, card payment — $0.25 per transaction. Transfers by FlowID and card-to-card are free. No monthly fee.
US dollars. When you pay in another currency, conversion happens automatically.
The card is valid for 2 years. After it expires you can reissue it — reissue is paid.
No. Flowbit works in a browser and in Telegram: issue, top-ups, balance and transaction history — it’s all there.
The card works worldwide, wherever regular international cards are accepted. Most of our users are in Thailand, Bali, Vietnam and Japan.
Yes, if you get the Apple Pay card. Add it to the wallet on your phone — Apple Pay or Google Pay — and tap it on the terminal.
Message support right in the app — we’ll sort it out. Some services can be picky, and we keep a list of the ones that definitely work.
Every card is a real card issued by a bank, and that costs money. But there’s no monthly fee after that: pay once — and use it. There’s also an optional Plus subscription with higher limits and cashback.
