Borderless finances for life abroad
Get a virtual card for $9.99 — cost-efficient top-ups, transparent exchange rates, and simple money management for living and traveling across countries.
Get the Card
Cashback
Earn 0.25% cashback on every purchase
Referral program
Get bonuses and rewards for inviting others
Start using your card today
Flowbit NFC
A universal card for payments by phone and online.
Supports Apple Pay and Google Pay, suitable for everyday payments and subscriptions.
Support Apple Pay / Google Pay
Pay with one touch of your phone
Online and offline payments
Works in services and in real life
Suitable for your subscriptions
Stable write-offs without interruptions
Flowbit Online
A reliable card for paying for international services and subscriptions.
Works on 1500+ platforms, has fast processing, and is suitable for online payments.
Works worldwide
Unlimited payment for services, subscriptions, and purchases
Minimum commissions
Favorable conditions for replenishment and payments
Quick card processing
Card activation in minutes
Helpful information about your Flowbit card
Freedom of payments worldwide
Use your card where others face restrictions.
Compatible with Apple Pay and Google Pay
Low Fees
Pay less on every transaction
Tetherfrom 3%
Transaction0.25 $
Cashback
higher rewards on every purchase
Full access
all features unlocked
Lower fees
for Plus subscribers
Premium support
fast responses 24/7
High limits
No barriers for large payments
$100.000 / monthMonthly spending limit
$20.000Maximum single payment
Pay the way you want — without limits
Instant issuance
Get a virtual card in seconds — no visits, no queues, no extra documents.
Modern technology app
Top up your balance and manage your card in a clean, simple and modern interface.
All payments in one place
Pay for services and subscriptions, send transfers — fast, convenient and without extra steps.
Instant issuance
Get a virtual card in seconds — no visits, no queues, no extra documents.
Modern technology app
Top up your balance and manage your card in a clean, simple and modern interface.
All payments in one place
Pay for services and subscriptions, send transfers — fast, convenient and without extra steps.
Payments on 3000+ services
Pay in thousands of apps, subscriptions, and online platforms worldwide.
Cards with Billing Address
Perfect for international services, ads, and subscriptions.
Cards for Every Purpose
Online shopping, AI tools, subscriptions, gaming, integrations — all in one place.
Low-Cost Top-Ups
Top up from $10 with no hidden fees or delays.
Low Fees
Save on every top-up, transfer and payment.
Convenient deposits
Top up your balance using cryptocurrency — quickly and without unnecessary steps.
Transfers by card number
Instant transfer to a card. Fee 1$ + 1%.
Transfers by FlowID
Send money to other Flowbit users instantly. Fee 1$.
Minimum fees
You pay less for each operation, and it's even more profitable with Plus.
Articles
How to Pay for International Services from Russia in 2026
A complete guide to paying for international services and subscription ...
Virtual Cards and International Payments in 2026: What to Look for Before Applying
A helpful guide to what to look for before applying for a virtual card ...
Virtual Cards and International Payments: What to Look for Before Applying
What to look for before applying for a virtual card for international ...
Vietnam Currency Exchange Guide 2026: Cash, Cards, ATMs and Exchange Rates
Cash or card in Vietnam: where travelers lose money, how to use ATMs a ...
International Payments in 2026: How to Choose a Working Tool Without Unnecessary Risks
How to choose a tool for international payments in 2026 without riskin ...
What to Check Before Getting a Card for International Payments
Billing currency, top-ups, total cost and support — what to check befo ...
Uzbekistan Financial Guide: Cash, Cards, ATMs and Exchange Rates
Cash or card in Uzbekistan: where travelers lose money, how to use ATM ...
Ultra Music Festival: How to Buy Tickets Safely
How to buy Ultra Music Festival tickets: official sales, preparing you ...
UFC: How to Buy Tickets Safely
How to buy UFC tickets: official sales, preparing your payment, resale ...
Frequently Asked Questions
The card is issued instantly — right after registration.
You can start using it for payments within seconds.
Yes. A simple verification process is used to ensure stable operation and higher limits.
Plus gives you:
- reduced fees
- higher limits
- cashback
- priority support
Available top-up methods include:
- cryptocurrencies
- transfers between Flowbit users
Send money to other Flowbit users inside Flowbit
Instantly by card number, fee 1% + $1
Fees depend on whether you have the Plus subscription.
With the Plus subscription they are minimal and remain predictable.
Yes. We use modern security technologies to protect your data. Flowbit Finance does not store customer funds, card details, or sensitive personal information.
All transactions are processed by our partner bank.
Flowbit is designed for users who live, work, or travel across countries.
Supported regions are continuously expanding.
Yes. Refunds depend on the policies of the specific service — once the partner processes the request, the funds are credited back instantly.